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The unsubsidized loan is not based on financial need and may be awarded to both undergraduate and graduate students. The U.S. Department of Education (DOE) is will be your lender. We will determine the amount you are eligible to borrow.

Repayment on this loan begins six months after you graduate, leave school, or drop below half-time enrollment.  You are required to complete an Exit Counseling any time one of the three previously mentioned scenarios occur at .

Interest will accrue (accumulate) on this loan from the time it's first paid out. You can pay the interest while you are in school and during grace periods and deferment or forbearance periods, or you can allow it to accrue and be capitalized (that is, added to the principal amount of your loan). If you choose not to pay the interest as it accrues, this will increase the total amount you have to repay because you will be charged interest on a higher principal amount.

How to Apply

Complete a

Eligibility Requirements

• A U.S. citizen or eligible non-citizen as defined by the U.S. Department of Education
• Enrolled in an eligible degree or certificate program
• Register with Selective Service (males only)
• Enrolled at least half time
• In good standing in accordance with the Â鶹ÊÓƵ Satisfactory Academic Progress Standards for financial aid
• Cannot be in default of a student loan

Disbursement Requirements

• Accept on Self Service Banner
• Complete
• Sign a

How and When Your Loan will Disburse

Your loan will disburse to your Â鶹ÊÓƵ student account no earlier than 10 days before the start of your class enrollment.  Your financial aid may be delayed due to one of the following reasons:

• Not being registered for the number of credit hours for which you were awarded
• Not meeting Satisfactory Academic Progress
• Having an outstanding requirement - Check Campus Logic and complete any requirements